Best Types Of Car Insurance: Maximize Savings With Home & Auto Bundles
Choosing the right car insurance is essential for pro
tecting yourself, your vehicle, and your finances. While there are several types of coverage, bundling your home and auto insurance with the same provider can be one of the best ways to maximize savings and benefits. Campbell Insurance Agency provides car insurance in Bellevue, NE, Omaha, NE, Papillion, NE, Council Bluffs, IA, Treynor, IA and surrounding areas.
Let’s explore the best types of car insurance and how bundling adds value.
- Liability Insurance (Mandatory & Essential)
Liability insurance covers bodily injury and property damage if you’re responsible for an accident. It’s required in most states and ensures financial protection if someone sues you. Bundling benefits: Many insurers offer higher liability limits at a lower price when you combine policies.
- Comprehensive Insurance (For Theft & Non-Collision Damage)
This coverage protects against theft, vandalism, weather damage, and animal collisions. Bundling your auto and home insurance often includes additional benefits, like storm damage protection that covers both your car and house in one claim.
- Collision Insurance (For Accidents)
Collision coverage helps pay for damage to your car after an accident, regardless of fault. Bundling your policies may qualify you for accident forgiveness and lower deductibles.
- Uninsured/Underinsured Motorist Coverage
This protects you if you’re hit by a driver without insurance. Bundled policies often include better coverage at reduced rates, ensuring you’re not left paying out-of-pocket.
- Roadside Assistance & Extra Perks
Many insurers provide free or discounted roadside assistance when you bundle, covering services like towing, flat tires, and lockouts. Other perks may include:
Home & auto damage package deals
Identity theft protection
Extended rental car coverage
Why Bundling Home & Auto is the Best Choice
Saves 10-25% on premiums
Simplifies payments & claims
Increases coverage limits at no extra cost
Adds valuable perks like accident forgiveness
Final Thoughts
The best car insurance offers comprehensive coverage and financial savings. By bundling your home and auto policies, you cut costs, simplify management, and gain added protections—a win-win for any smart policyholder!
Interested in discussing this further? Call or email us anytime!